At Trane TechnologiesTM and through our businesses including Trane® and Thermo King®, we create innovative climate solutions for buildings, homes, and transportation that challenge what’s possible for a sustainable world. We're a team that dares to look at the world's challenges and see impactful possibilities. We believe in a better future when we uplift others and enable our people to thrive at work and at home. We boldly go.
Job Summary:
Thrive at work and at home:
- Benefits kick in on DAY ONE for you and your family, including health insurance and holistic wellness programs that include generous incentives – WE DARE TO CARE!
- Family building benefits include fertility coverage and adoption/surrogacy assistance.
- 401K match up to 6%, plus an additional 2% core contribution = up to 8% company contribution.
- Paid time off, including in support of volunteer and parental leave needs.
- Educational and training opportunities through company programs along with tuition assistance and student debt support.
- Learn more about our benefits here!
Where is the work:
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Key person to evaluate larger and more complex customer credit risk reviews for North America
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Responsible for primary review, recommendation and approval of customer credit lines
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Responsible for managing the customer credit line annual review process for a portfolio of accounts, to ensure that the company’s risk is mitigated and at the same time comply with corporate credit policies
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Ensure portfolio is compliant with corporate credit policies and be on point to answer audit requests for information for your area of responsibility
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Responsible for managing new customer account requests to establish appropriate credit limits and assessing the use of appropriate risk mitigation tools/credit enhancements to achieve the appropriate level of risk.
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Should have experience with various types of collateral (UCC-1, Security Agreements, Personal & Corporate Guarantees, Stand-by Letter of Credit) -- Bond & Lien experience is a plus
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Manage within a given Level of Authority (LOA) and escalate when appropriate
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Participate in credit risk training when necessary
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Represent the credit center of excellence in support of business initiatives as a subject matter expert with regard to systems, forms, processes and procedures used in the granting and maintenance of credit.
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Visit customers & sales staff periodically to build effective business partnerships
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Must have BS/BA in Finance, Accounting or similar field.
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Must have 5+ years of credit risk experience. This experience must include extensive customer contact, financial statement analysis (including the spreading of financial statements) and risk mitigation using various types of collateral. Additionally, candidate must be able to work with Sales organization to drive profitable revenue growth, including the structuring of accounts with difficult credit profiles
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Must have experience with all levels of communication and proven ability to lead through influence
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Effective personal and interpersonal skills. Must be at ease interacting with sales & business unit leadership to effectively communicate a position when debating the merits of the transaction
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Must be able to operate in a matrix reporting environment with a strong dotted line to the business unit and sector leadership
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Effective communication skills (both oral and written)
Compensation:
Base Pay Range: $67,200-88,800
Disclaimer: This base pay range is based on US national averages. Actual base pay could be a result of seniority, merit, geographic location where the work is performed.
Equal Employment Opportunity:
We offer competitive compensation and comprehensive benefits and programs. We are an equal opportunity employer; all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, pregnancy, age, marital status, disability, status as a protected veteran, or any legally protected status.